Providing stable and reasonably-priced 
            risk-sharing products designed specifically for members.  
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The Assisted Housing Risk Management Association

PROPERTY COVERAGE

Limit

  • $25 Million Per Occurrence
  • More Limited Flood and Earthquake Coverage

Includes

GENERAL LIABILITY

Limit

  • $1 Million Per Occurrence, $2 Million Annual Aggregate

Includes

  • Occurance Form
  • Property Damage Liability
  • Bodily Injury Liability
  • Personal and Advertising Injury Liability
  • Defense for Allegations of Sexual Abuse / Molestation ($500,000)

PUBLIC OFFICIALS LIABILITY

Limit

  • $1 Million Per Claim, $1 Million Annual Aggregate

Includes

  • Claims Made Form
  • Employee Practices Liability
  • Judicial and Administrative or Quasi-Judicial Proceedings

WORKERS COMPENSATION

  • Coverage Provided as Directed by Statute
  • Employers Liability Included

OWNED AUTO

  • $1 Million Liability Limit Any One Accident
  • Actual Cash Value Auto Physical Damage
  • $5,000 Medical Payments
  • Varying Limits for Uninsured/Underinsured Motorists

AHRMA ALSO PROVIDES

  • Non-Owned Auto Liability
  • Boiler and Equipment Breakdown
  • Public Employee Dishonesty